The UK's only multi-agency credit report; provides an overview of your scores across each of the CRAs (which can differ). Although expensive and has no app, simultaneously correcting information across each of the CRA's is a huge time saver. Provides credit mentoring, fraud support and a 30-day free trial.
A free Experian account lets you access your Experian Credit Score which is updated every 30 days each time you log in. In addition to your score, you can access comparisons of credit products + the likelihood of being accepted for them.
Try it FREE for 30 days then £14.99/month (for new customers only)
This is the premium service provided by Experian. Great for those on a mission to boost their score ASAP. Your updated score is available daily and there’s full access to your Experian Credit Report. Experian show what is impacting your score and you can build a bespoke plan of how you may be able to improve your score based on your credit usage. The subscription also includes credit report alerts, dedicated fraud support, and phone support from experts who can offer help and guidance about your report and score.
A clean-cut user-friendly platform accessible via desktop and app. Their credit score mentoring content, served up on their blog offers extensive info to help you improve your score. Offers a comprehensive comparison of credit products (e.g. Car Finance).
A by-product of MoneySavingExpert, the platform is a little clunky in comparison to other services. Provides similar features to that of Credit Karma. The Wallet Workout chatbot delivers credit product comparisons in an innovative format.
The service provides a credit report, credit score, fraud support and helpful articles on how to improve your score via the Knowledge Hub. However, there's little justification for the price tag; interface is inferior to that of competitors and provides fewer features. TrustPilot reveals data security concerns.
A service by Capital One but available to all. Platform is easy to use and has both an app and desktop version. Monitors your score and offers score improvement support. No additional features such as credit comparisons.
An extension of MoneySuperMarket, Credit Monitor provides a crisp, user-friendly platform available on desktop and via an app. Interface is good and provides support to improve your score. Offers a standard comparison of credit product.
Unlike the US service, Credit Karma (UK) only provides a TransUnion score. Before acquisition, the platform was known as Noddle. TrustPilot reveals reported problems with email verification. Aside from this, the platform is well designed and provides support to improve your score.