MARIE KONDO YOUR PHONE
Organise your apps and create a 'Money' folder on the first page of your home screen
Set a weekly reminder to deal with all things finance
Move any temping shopping/takeaway apps to a separate page, or delete if willpower is running low!
REGISTER TO VOTE:
Boost your credit score AND exercise your democratic right. Win win.
Being on the electoral roll makes you a more reliable borrower in the eyes of lenders, so get yourself on it!
đľ UN-STASH YOUR CASH: đľ
Like supermarket sweep but with spare change. Take 5 mins to go through EVERY drawer, bag, pocket, sofa...you get the idea...and collect all the ÂŁÂŁÂŁ you can find.
You could: take it to the bank, use a Coinstar machine (they'll cost you big ÂŁ), give it to charity or treat yo'self
PRESCRIPTION SEASON TICKET:
Do you pay for more than 2 items on prescription each month? Get a prescription prepayment certificate (PPC) and save ÂŁ100s!
If you get 2 items each month â you can save ÂŁ112 with a 12-month PPC
Google 'PPC application form'
HAGGLE OR SWITCH IT UP:
Phone contract about to end? Find a better deal elsewhere and tell your network you might leave. Your aim is to be put through to the 'retentions department'; the gatekeepers of all the best deals!