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How to use this tool:
​
sTEP 1: Use the filters on the Quick Look tableπŸ‘‡ to search for providers. Tap on a provider to view more. 
​
sTEP 2: Scroll down to The Details πŸ‘‡  for an in-depth comparison of your filtered results.

Important things

 
1) This page in unbiased. We've searched high and low for the UK's simplest investing platforms and compared them for you here. This information is updated monthly so there might be inaccuracies. Click here for more information about how we built and manage this page.  
​
2) This page is for informational purposes only and isn't financial advice. When you invest, your capital is at risk which means that just as you can make money, you can lose it too. 

quick look

Β 

Stocks & Shares ISA

Lifetime ISA

Pension

Ethical Investing

Mobile App

Minimum investment - under £500?

the details

Β 
Β 

πŸ’Έ

Total % fee

from 0.99%

βœ…

βœ…

❌

❌

Similar to Nutmeg and Moneyfarm, this platform's target is to make investing easy for everyone. It offers a recommendation of 1 of 5 proactively-managed portfolios

You need to invest at least Β£1 a month.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£1

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 0.86%

❌

βœ…

❌

❌

For an investor with limited knowledge of the markets, Moola is a no-frills investment platform with a choice of 3 portfolios and helpful video guides to explain jargon and the vehicles they invest in.

No app to track investments on the go. Not for someone who wants an intelligent platform with lots of choice. If registered to the direct debit Regular Savings Plan, the minimum monthly ongoing investment is Β£50.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£50

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 1.0%

βœ…

βœ…

❌

❌

An app with a focus on ethical investing that invests your money into a selection of themed funds. A slick interface. Also offers a Flexible ISA.

App only. Not for beginners who want to make as few decisions as possible. Unlike Plum & Moneybox, it doesn’t provide a savings management function.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£5

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 0.37%

βœ…

βœ…

❌

❌

Similar to Moneybox, Plum combines a smart saving feature with ethical investing and caters to more confident investors with sector-specific portfolios.

App only.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£1

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 0.88%

βœ…

βœ…

βœ…

❌

Easy and knowledgeable investing. Allows free access to human advisors. Lots of choice; offering 9 portfolios ranging from 20% - 100% equity asset allocation (i.e. 100% shares), and another 9 offering ethical investing

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£1

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 0.91%

βœ…

❌

βœ…

❌

A platform for those with big sums to invest. Includes a portfolio builder tool which looks at your risk and also your personal circumstances. This goes one step further than the risk assessment process of most platforms.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£10,000

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 0.90%

βœ…

❌

βœ…

❌

A proactively managed platform with a large range of portfolios. Not overcomplicated. Unlike some platforms, they have the ability to recommend a portfolio for you. Human advice from investment consultants is also available. Customers receive useful updates about market trends

For investments between Β£500 and Β£4,999, they require a minimum monthly contribution of Β£100.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£500

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 0.57%

βœ…

βœ…

βœ…

βœ…

For a novice that needs ease, simplicity and usability but who also struggles to proactively save. The roundup functionality sets them apart, allowing you to save and invest all in one go. Recently launched a Cash Lifetime ISA.

The roundups (e.g. if you spend 80p, 20p gets invested) are taken from your account via direct debit in one sum per week the following week, and then invested after a further 1-2 days. Basic portfolio range: 3 risk based choices. App only.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£1

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 0.62%

βœ…

βœ…

βœ…

βœ…

The most established platform with an interface suited to a novice but with more choice. You have the option to upgrade to a proactively-managed account for a higher fee. A useful section called 'Nutmegonomics' educates on investing topics. A sliding scale for each portfolio gives information on the level of ethical investments present within.

If the initial investment is less than Β£5,000, the account requires at least Β£100 a month until it reaches Β£5,000.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£500 S&S ISA, Β£100 Lifetime ISA

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 0.50%

βœ…

βœ…

βœ…

❌

A pension investing platform perfect for people wanting to pull multiple pensions into one pot. You'll get regular market updates and analytics while a personal account manager ('beekeeper') oversees progress. Great customer experience!

Pensions only - you can't open a stocks and shares ISA or investment account. Though a nice range of portfolios are offered, it might be confusing for some to understand how they differ.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£0

❌

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 1.00%

βœ…

βœ…

βœ…

❌

This robo advisor maintains a very sleek design while providing much more choice, perfect for an engaged investor. Provides individually tailored investment portfolios that can be personalised by regions or sector. Proactively managed and checked daily by their AI technology. Uses intelligent risk profiling.

Could be overwhelming for a complete novice but the platform also offers an automated service which makes all decisions for you.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£5,000

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 1.16%

βœ…

❌

βœ…

❌

With 5 investment portfolios, True Potential Investor is a proactively managed platform that keeps it simple. Recommends how much money you should have in your emergency fund which is a nice feature.

Reports of app crashing. A pleasant customer service team.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£1

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 0.52%

βœ…

❌

βœ…

❌

A super simple investment platform. Their advice service OpenMoney lets you chat to advisors for free. The interface is simple with uncomplicated portfolio options.

Only 3 choices of portfolio based on risk. Minimum monthly contribution of Β£1 required.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£1

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 0.79%

❌

❌

βœ…

❌

Portfolios managed by IG, a firm with a longstanding history of fund management. Platform has a manageable range of portfolio options. Also offers a share dealing platform for advanced investors.

No app to track smart portfolio investments on the go.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£500

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 0.37%

❌

❌

βœ…

❌

For a more confident investor they offer a choice of 5 portfolios. Offer detailed information on past performance with a breakdown of included equities and bonds to help the customer choose. Select β€˜Life strategy’ products for investing and β€˜Target retirement’ for pensions.

Detail may be overwhelming. Must input more than Β£100 a month to keep the account running. FYI, the platform calls portfolios 'funds'.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£500

βœ…

FYI

WHAT WE SAY

πŸ’Έ

Total % fee

from 1.76%

βœ…

❌

βœ…

❌

Considering the app/platform is integrated with the main Hargreaves Lansdown platform, this might be a good option for advanced investors who are also interested in share dealing.

No graphs on app to show portfolio progress. Fees for termination/adjustment.

πŸ“ˆ

Stocks & Shares

ISA

🏠

Lifetime

ISA

πŸ’°

pension

 

🌍

Ethical

investing

πŸ“±

APP

FRIENDLY

πŸ‘‡πŸΌ

minimum

INVESTMENT

Β£1,000

βœ…

FYI

WHAT WE SAY